What Happens During A Medical Appointment For A Compensation Claim? | Bott and Co (2024)

If you’ve suffered injuries from a road traffic accident, then it is likely that your solicitor will ask you to attend a medical appointment.

While this may sound daunting at first, but it is perfectly normal, and there is nothing to worry about.

We would always advise that you attend a medical appointment so that we can recover the correct level of compensation.

How Will I Know If I Need To Attend A Medical Appointment As Part Of My Compensation Claim?

The solicitor handling your claim will let you know if you need to attend a medical appointment and pass on any relevant details in good time.

Our legal team will arrange the appointment at a convenient time and a location as close as possible to your home so you won’t need to travel too far.

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Why Do I Need A Medical Appointment If I Am Claiming Compensation?

Attending a medical appointment allows us, as your solicitors, to obtain an in-depth and independent assessment of the injuries you have sustained as a result of your accident.

We would always advise that you attend a medical appointment so that we can recover the correct level of compensation.

At Bott and Co, we would always advise that you attend a medical appointment so that we can recover the correct level of compensation that you are entitled to for your injuries. The more information we have about your injuries, the more chance we have of securing the best possible level of compensation for you.

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  • A History of Success

    We have helped our clients claim over £120m in compensation over the last twenty years.

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What Happens At A Medical Appointment For A Compensation Claim?

Before the medical appointment itself, you will receive a pre-examination questionnaire. You will need to complete and return this before going for your appointment.

The answers you give to the questionnaire will help the medical professional who examines you on the day by providing some background information to the accident, your injuries and general state of health.

On the day of the medical appointment itself, you can expect the examination to last around half an hour although in some particularly complex cases it can take slightly longer.

What is involved in the medical examination itself will largely depend on your particular injuries.

Generally speaking, you can expect the doctor to ask you questions about your health before the accident as well as how your health has been affected since the accident.

Generally speaking, you can expect the doctor to ask you questions about your health before the accident as well as how your health has been affected since the accident.

The doctor may also undertake an examination of your injuries and ask you to perform some gentle movements to establish the extent of any damage.

Following your appointment, the medical professional that examined you will write up a detailed report. The report will give an expert opinion on how you have been affected by your accident. This will firstly be sent to you for your approval. You and your solicitor will be able to check that you are happy that the report provides an accurate representation of your injuries and then sign a medical agreement form to confirm the report is correct.

Once you have signed and returned the medical agreement form, a copy of the report will then be sent to the other side’s solicitors.

Simple 4 Step Claims Process

  • Contact us to find out if you can claim

  • We will build your case to present to the other side

  • Medical assessment to ensure you receive the correct amount

  • We negotiate the maximum settlement for you

What Is A Medical Agreement Form?

After the doctor has written your medical report, you will be sent a copy of it along with a medical agreement form. The medical agreement form is an official document that you must sign to confirm the information given on your medical report is correct and accurate.

Once you have signed this, solicitors from both parties involved in your claim can use your medical report as the basis for calculating how much compensation you are entitled to claim.

Do You Look Into My Entire Medical History?

In the majority of claims, whether it be whiplash from a road traffic accident, we will not need to see your entire medical history. In most cases, any medical report requested by your solicitor will only look at the injuries you sustained directly as a result of the incident that your claim relates.

In some cases, however, where your claim is particularly complex, it may be necessary for your full medical history to form part of the assessment of your injuries.

If this is required for your claim, you can rest assured that any information provided will be handled with complete confidentiality. Any medical information given during the course of your case will not be used for any purpose other than to help us assess the correct amount of compensation payable to you for the injuries you have sustained.

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Speak to our award winning legal team now by calling

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What Happens If I Want Part Of My Medical History To Remain Private?

It is possible for you to request that part of your medical history remains private. A judge could be persuaded to agree to the prevention of a full disclosure of your medical history providing you can show good reason for your request and that the parts of your medical history you wish to keep private do not have anything to do with the injuries caused by your accident.

I Already have A Pre-existing Condition, But The Accident Has Made It Worse, Can I Still Claim?

Yes – a pre-existing medical condition does not stop you from making a personal injury compensation claim. You can claim for the new injuries and financial losses caused by the accident in question in the usual way.

In addition, you could be able to claim for any additional pain and suffering caused by the worsening of a pre-existing condition following the accident.

Do I Need To Attend A Medical If I’m No Longer Injured?

In most cases, you have up to three years from the date of your accident to make a claim for compensation. Therefore, it is possible that any injuries or symptoms caused by the accident have fully healed by the time you take your case to a solicitor.

Even if you are no longer injured from the accident, we still need to obtain an official medical report from a doctor. This will assist us in establishing the extent of the injury you suffered and how long it took you to recover. While you might not be in pain anymore, the expert opinion of a medical professional is a useful tool in helping us to secure you the correct amount of compensation that you are entitled.

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Can I Choose The Doctor That Does The Medical Assessment For My Compensation Claim?

You cannot choose the specific doctor that you want to carry out your medical assessment.

There is a pool of medical professionals specifically nominated to do these types of evaluations, and you will be examined by a fully-qualified, impartial doctor who is situated as close to where you live as possible.

Can I Choose A Doctor Close To Where I Live To Do My Medical Assessment For My Compensation Claim?

Although you can’t choose the doctor who will carry out your medical assessment, we always ensure that you are seen by a medical professional who is as close to where you live as possible.

On some occasions, this may mean that you have to drive or take public transport to and from your appointment. If this is the case then any transport costs you incur as a result of attending your examination can be added to the final amount of compensation that you receive.

Do I Have To Pay For The Physio That You Are Recommending?

The doctor who conducts your medical examination may suggest that you receive physiotherapy and/or other medical treatment to help with your injuries.

Some people worry that they will have to pay for this treatment, but that is not the case: You will not have to pay for the physio that the doctor recommends for your injuries.

Instead, the costs of physiotherapy and any other medical treatment related to your accident will be passed over to the other side’s insurance company for payment.

The good news is that at no point will you ever receive a bill for physiotherapy, medication or any treatments related to injuries sustained from the accident you are claiming.

At Bott and Co, we can arrange for physio and rehab services on your behalf using our national network of highly skilled physiotherapists and rehabilitation professionals.

Speak to our award winning legal team now by calling 01625 415 850 or request a call back.

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What Happens During A Medical Appointment For A Compensation Claim? | Bott and Co (2024)

FAQs

How long does it take to get a compensation payout? ›

From the day your compensation amount is settled, it could take up to 28 days for you to receive your payout. But in many cases, it will be much faster. You may be able to get your compensation within just a few days of your settlement being agreed with certain insurers.

How is compensation worked out? ›

The amount of Personal Injury Compensation you can receive is calculated by adding together two types of compensation: general damages and special damages. Awarded to compensate you for the pain, suffering and loss of amenity associated with your injury.

How much compensation do you get for whiplash? ›

Whiplash Compensation Claim Amounts 2023
Duration Of InjuryLower Tariff (without psychological injuries)
Not more than 3 months£240
More than 3 months but not more than 6 months£495
More than 6 months but not more than 9 months£840
More than 9 months but not more than 12 months£1,320
3 more rows

How long do whiplash negotiations take? ›

Minor cases where the other side admits liability will normally settle in two to three months. Serious cases of whiplash take longer as your personal injury solicitor has to gather more medical evidence.

What happens after claim is settled? ›

After a case is settled, meaning that the case did not go to trial, the attorneys receive the settlement funds, prepare a final closing statement, and give the money to their clients. Once the attorney gets the settlement check, the clients will also receive their balance check.

Why do claims take so long? ›

Investigating Submitted Claims

Investigating an accident can take considerable time. Insurance companies often have to do their own investigating when it comes to determining liability. This includes collecting information about a submitted claim, reviewing evidence, and other tasks.

How is compensation calculated in injury cases? ›

The general formula runs from 1.5 to 5 times the total amount of economic damages as the estimate for non-economic damages. The value of the multiplier will be based upon your claims of pain & suffering, the provable extent of your injuries and estimates for future potential need for medical care and pain & suffering.

What are general damages for pain and suffering? ›

General damages cover non-monetary losses. In the context of personal injury claims, these are non-monetary consequences of injury caused by someone else's negligence. An award of general damages is intended as a “solatium”, i.e as compensation for the injured party's pain and suffering, and loss of amenities of life.

What is the percentage of pain and suffering? ›

How is Pain and Suffering Calculated? There is no clear pain and suffering calculator, either for a judge and jury or for an insurance company. Typically, pain and suffering get based on a percentage of your special damages: usually between 1.5 and 5 times the special damages from your claim.

What is the average payout for Grade 2 whiplash? ›

Calculating The Minimum Whiplash Compensation Payout
Type of InjurySeverityAmount of Compensation
NeckModerate (ii)£13,740 to £24,990
NeckModerate (iii)£7,890 to £13,740
NeckMinor (i)£4,350 to £7,890
ShoulderSevere£19,200 to £48,030
6 more rows
Jun 1, 2023

How much is mild whiplash worth? ›

The average whiplash payout in the UK is between £1,000 to £3,000 for milder injuries where there is some discomfort and headaches lasting from a few days to a few weeks. More severe whiplash injuries with longer-term symptoms can settle for up to almost £100,000 in the most serious cases.

Should I accept first whiplash offer? ›

you don't have to accept any offer that's made to you. If you do accept an offer it might be lower than the compensation you would have got if you'd used a solicitor or gone to court instead. don't feel under any pressure to make a decision quickly.

Can a whiplash claim be refused? ›

Can a whiplash claim be refused? Yes, just like any claim, a whiplash claim can be refused. Often this is due to insufficient evidence, including medical evidence that you are suffering from a whiplash injury or, in the case of road traffic accidents, that you were not at fault.

How do I get the most out of my whiplash claim? ›

How to Maximize Your Damages in a Whiplash Car Accident Claim
  1. Always Seek Medical Attention. ...
  2. Gather Documentation. ...
  3. Speaking with Insurance Companies. ...
  4. Follow Through With Any Treatment Plans. ...
  5. Obtain Proof of Lost Wages. ...
  6. File a Car Accident Claim as Soon as Possible.

How long does it take for insurance companies to negotiate a settlement? ›

Settlement negotiations can go on for several weeks or months. How long a personal injury settlement takes depends on several factors, including the strength of the evidence, and the available insurance policies. In general, it can take a few weeks or months of back-and-forth between parties to reach a settlement.

How long does it take MIB to pay out? ›

According to the MIB, the time frame is approximately 3 months to make a decision on a claim or 6 weeks for low-value personal injury claims for road traffic accidents However, there are some factors that could impact this timescale.

How long does it take for an insurance company to pay out a claim in Ireland? ›

This depends on how complicated your case is. Most cases are settled in a matter of months although some are settled in weeks. A few, very complicated, cases can take a year or more.

What is the payout for spinal injury compensation in South Africa? ›

Average payouts included R18,568 for medical expenses; R826,007 for loss of earnings; and R482,291 for general damages.

How long does an insurance company have to investigate a claim UK? ›

The Pre-Action Protocol for Personal Injury Claims

Your solicitor will send the CNF to the defendant stating the nature and details of the claim. An initial response from the defendant must be submitted within 21 days. The defendant then has 3 months to investigate the claim and respond.

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